What We Do

At Sphere Private, we understand that every client’s journey is unique.

We craft bespoke life insurance strategies that align seamlessly with your wealth management objectives, protect your legacy, and provide long-term financial security for you and your loved ones.
What We Do

Brokerage Services – High Net Worth Life Insurance

Trusted advisers to families, family offices, and corporates.

We provide specialist brokerage and advisory services in relation to high-value life insurance for individuals, families, and their advisers. Our approach combines discretion, technical expertise, and access to leading international insurers.

Tailored Protection and Liquidity Planning

Life insurance is a key component for wealth preservation, estate liquidity, and intergenerational planning. We advise clients on structuring and sourcing life insurance that aligns with their broader financial and estate planning requirement, including:

  • Estate and inheritance tax liquidity solutions
  • Business continuity and shareholder protection
  • Premium financing and collateral arrangements
  • Cross-border and multi-jurisdictional structuring

Independent Placement and Market Access

We work across the global insurance market to identify suitable carriers, negotiate terms, and secure optimal coverage tailored to each client’s needs. Our role is to act solely in the client’s interest — ensuring transparency, confidentiality, and competitive outcomes.

Advising Family Offices and Corporates

We act as an independent partner to family offices, corporates, and businesses, advising on the use of life insurance in wealth transfer, key-person protection, succession planning, and executive benefit structures.
Our services include:

  • Structuring and placement of key-person and shareholder protection
  • Executive and partner benefit arrangements
  • Group or portfolio-based insurance solutions
  • Integration of insurance within wider investment, tax, and estate planning

Whether supporting a single-family office, a multi-generational enterprise, or a corporate group, our advice is objective, discreet, and strategically aligned with your long-term objectives.

Collaboration with Professional Advisers

We work closely with private banks, trustees, legal counsel, and tax advisers to ensure that each policy is properly structured and harmonised with the client’s overall planning framework. Our relationships are built on trust, confidentiality, and consistent delivery.

Personal and Family Needs

Sphere Private operates across multiple regions, with a team of seasoned insurance and wealth planning professionals dedicated to serving the unique needs of high net worth clients and their families. Our expertise, commitment, and personalized approach set us apart in delivering exceptional solutions globally.

Asset Diversification

We design tailored diversification strategies that balance risk and reward, ensuring your wealth remains protected and positioned for sustainable growth.

Family Security

Our tailored life insurance solutions provide financial security, stability, and peace of mind — ensuring your loved ones are cared for today and well into the future.

Cross-border Planning

Sphere Private specializes in creating seamless, compliant solutions that protect wealth, optimize tax efficiency, and ensure smooth wealth transfer.

Inheritance Equalisation

Sphere Private offers tailored inheritance equalisation strategies to ensure a fair and harmonious distribution of wealth among heirs.

Retirement Planning

By combining security, stability, and flexibility, we ensure you can enjoy the lifestyle you envision while protecting your wealth and providing for future generations.

Tax Planning

Sphere Private provides bespoke inheritance tax planning solutions to help you preserve wealth and maximize the legacy passed on to future generations

Corporate Finance Advisory

Trusted advisers to founders, investors, and management teams.

We provide discreet, relationship-driven corporate finance advice to businesses and shareholders. Our focus is on helping clients raise capital, execute transactions, and achieve their strategic and financial objectives with clarity, precision, and integrity.

Capital Raising

We assist clients in securing the right form of capital to support growth, acquisitions, or restructuring. Our team advises on and arranges:

  • Private equity and venture capital investments
  • Growth and expansion capital
  • Debt and hybrid financing structures
  • Strategic and institutional placements

We guide clients through every stage of the process — from preparation and investor engagement to negotiation and completion — ensuring transactions are executed efficiently and confidentially.

Transaction Services

We advise clients across the full transaction lifecycle, providing hands-on support and independent judgment. Our transaction experience includes:

  • Mergers and acquisitions (buy-side and sell-side)
  • Management buyouts and buy-ins
  • Joint ventures and strategic partnerships
  • Business disposals and divestments
  • Valuation analysis and financial modelling

Our partner-led approach ensures each transaction benefits from senior attention and practical insight, focused on achieving the best possible outcome for our clients.

Independent and Aligned

As an independent advisory firm, we are free from institutional conflicts and entirely aligned with our clients’ interests. We value long-term relationships built on trust, discretion, and results.